Indexed Universal Life Blogposts

The Low Interest Rate’s Impact On Caps

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 12, 2021 | Financial Professional Content, Indexed Annuities, Indexed Universal Life, Life Insurance | 0 Comments

As you may have read in my other article on this topic that can be found here, I mentioned that the average general...

My $86 Haircut, Minivans, IUL and GUL

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 8, 2021 | Financial Professional Content, GUL and Fixed Life, Indexed Universal Life, Life Insurance, Whole Life | 0 Comments

For my friends out there who have seen my head and how it can cast a blinding reflection if the sun is at the right...

“Why do I have to take a loan from myself?? That is my money!!!”

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 5, 2021 | Financial Professional Content, Indexed Universal Life, Life Insurance, Whole Life | 0 Comments

If you have sold cash value life insurance for any period of time, you have been asked by the client, “Why do I have...

IUL Illustrations Should Be About Education, Not Fluffery

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 5, 2021 | Financial Professional Content, Indexed Universal Life, Life Insurance | 0 Comments

Illustration Rocket Science As I sit here, I am looking at an indexed universal life (IUL) insurance illustration that...

Why “Overfund” A Life Insurance Policy?

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 3, 2021 | Financial Professional Content, GUL and Fixed Life, Indexed Universal Life, Life Insurance, Variable Universal Life, Whole Life | 0 Comments

As my company trains scores and scores of financial professionals every month on permanent life insurance, we...

Whitepaper: Indexed Products: How The Watch is Built

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 3, 2021 | Financial Professional Content, Indexed Annuities, Indexed Universal Life, Whitepapers | 0 Comments

Topics discussed in whitepaper: Difference between UL and IULDifference between IUL and Whole LifeUnique actuarial...

The Difference Between Universal Life and Indexed Universal Life

by Charlie Gipple, CFP®, CLU®, ChFC® | Feb 2, 2021 | Financial Professional Content, GUL and Fixed Life, Indexed Universal Life, Life Insurance | 0 Comments

The major difference between current assumption universal life insurance and IUL is what the carrier does with the...

Selling Life Insurance As “Investments”: Stay Out of Jail!

by Charlie Gipple, CFP®, CLU®, ChFC® | Jan 31, 2021 | Financial Professional Content, Indexed Universal Life, Life Insurance, Practice Management, Regulations, Variable Universal Life, Whole Life | 0 Comments

This message is prompted by hearing about yet another agent that got herself in trouble by selling cash value life...

Good News! Changes To Section 7702

by Charlie Gipple, CFP®, CLU®, ChFC® | Jan 17, 2021 | Indexed Universal Life, Life Insurance, News, Practice Management, Regulations, Variable Universal Life, Whole Life | 0 Comments

If you get shivers down your spine in excitement like I do when you think of things like CVAT, GPT, Modified Endowment...

The Absent Insurance Agent I Needed 40 Years Ago

by Charlie Gipple, CFP®, CLU®, ChFC® | Oct 22, 2020 | Financial Professional Content, GLWBs (Annuity), GUL and Fixed Life, Hybrid LTC Products, Indexed Annuities, Indexed Universal Life, Life Insurance, Motivational, MYGAs and Traditional Fixed Annuities, Practice Management, SPIAs & DIAs, Standalone-Traditional LTCI, Term Life, Variable Annuities, Variable Universal Life, Whole Life | 0 Comments

The below is actually from one of my most popular columns that I wrote for Broker World Magazine that I want to share...

Video: How To Illustrate IUL For Max Accumulation

by Charlie Gipple, CFP®, CLU®, ChFC® | Mar 24, 2020 | Indexed Universal Life, Life Insurance, News, Videos | 0 Comments

This is a video that discusses how to squeeze as much accumulation as possible out of IULs from an illustration...

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