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Guaranteed Annuity Rates

Top Guaranteed Annuity Rates

2-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 2 (High-Band $80,000 +)3.50%
Oceanview Life and AnnuityHarbourview 2 (Low-Band $20,000 - $80,000)3.30%
AmericoPlatinum Assure 23.15%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.80%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings 2.35%

3-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Guaranty Income LifeGuaranty Rate Lock 3 High Band ($250K+)3.95%
Guaranty Income LifeGuaranty Rate Lock 3 Mid Band ($100k - $250K)3.95%
American NationalPalladium MYG 3 High Band ($250,000 +)3.90%
Fidelity & GuarantyFG Guarantee-Platinum 33.90%
Sagicor Life Insurance CompanyMilestone MYGA 3 High Band (100k+)3.90%
AtheneAthene Max Rate 3 High Band (100K+)3.90
Guaranty Income LifeGuaranty Rate Lock 3 Low Band ($10k - $100K)3.85%
Guggenheim Life and AnnuityPreserve MYGA 3 ($250K+) 3.80%
Pacific Guardian LifeDiamonhead MYGA 3-Year3.75%
(10% Penalty Free Withdrawals Starting Year-1!!)
American NationalPalladium MYG 3 Mid Band ($100,00 - $250,000)3.75%
Liberty Bankers LifeBankers Elite 33.75%
Guggenheim Life and AnnuityPreserve MYGA 3 (Less Than $250K) 3.70%
Oceanview Life and Annuity Harbourview 3 (High Band $80,000+)3.70%
American NationalPalladium MYG 3 Low Band (Less than $100K)3.65%
Sagicor Life Insurance CompanyMilestone MYGA 3 Mid Band (50k - 100k)3.65%
Oceanview Life and Annuity Harbourview 3 (Low-Band $20,000 - $80,000)3.50%

4-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 4 (High Band $80,000+)4.10%
Sagicor Life Insurance CompanyMilestone MYGA 4 High Band ($100k+)4.10%
OxfordMulti-Select 44%
Oceanview Life and AnnuityHarbourview 4 (Low-Band $20,000 - $80,000)3.90%
AmericoPlatinum Assure 43.90%
Pacific Guardian LifeDiamondhead MYGA 4-Year3.85%
(10% Penalty Free Withdrawals Starting Year-1!!)
Guggenheim Life and AnnuityPreserve MYGA 4 ($250K+)3.85%
Sagicor Life Insurance CompanyMilestone MYGA 4 Mid Band ($50K - $100k)3.85%
Guggenheim Life and AnnuityPreserve MYGA 4 (Less Than $250K)3.75%
Guaranty Income LifeGuaranty Rate Lock 4 High Band ($250K+)3.65%
Guaranty Income LifeGuaranty Rate Lock 4 Mid Band ($100k - $250K)3.65%
Guaranty Income LifeGuaranty Rate Lock 4 Low Band ($10k - $100K)3.55%

5-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
AtheneAthene Max Rate High Band ($100k +)4.40%
Nassau ReMYAnnuity 5X4.30%
AmericoPlatinum Assure 54.25%
Liberty BankersBankers Elite 54.25%
American NationalPalladium MYG 5 High Band ($250,000 +)4.20%
Fidelity & Guaranty LifeFG Guarantee-Platinum 54.15%
Oceanview Life and AnnuityHarbourview 5 (High-Band $80,000+)4.10%
RELIANCE STANDARD LIFE
Reliance Guarantee - 54.05%
(10% Penalty Free Withdrawals Starting Year-1!!)
Guaranty Income LifeGuaranty Rate Lock 5 High Band ($250K+)4.05%
Guaranty Income LifeGuaranty Rate Lock 5 Mid Band ($100k - $250K)4.05%
Pacific Guardian LifeDiamondhead MYGA 5-Year4%
(10% Penalty Free Withdrawals Starting Year-1!!)
SagicorMilestone MYGA 5 Mid Band ($50k - $100k)4%
Guggenheim Life and AnnuityPreserve MYGA 5 ($250K+)3.90%
Oceanview Life and AnnuityHarbourview 5 (Low-Band $20,000 - $80,000)3.90%
Guaranty Income LifeGuaranty Rate Lock 5 Low Band ($10k - $100K)3.85%
SagicorMilestone MYGA 5 High Band ($100k+)3.85%
Guggenheim Life and AnnuityPreserve MYGA 5 Low Band3.80%

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*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.  Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC.  Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments.  Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CG Financial Group and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CG Financial Group.  Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company.  Product filing form numbers are:  GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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