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Guaranteed Annuity Rates

Top Guaranteed Annuity Rates

2-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.15%
Oceanview Life and AnnuityHarbourview 21.80%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings 1.75%

3-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and Annuity Harbourview 32.35%
Sagicor Life Insurance CompanyMilestone MYGA 3 High Band (100k+)2.30%
Liberty Bankers LifeBankers Elite 32.%
American NationalPalladium MYG Annuity 3 High Band2%
Guaranty Income LifeGuaranty Rate Lock 3 High Band2%

4-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 42.60%
Sagicor Life Insurance CompanyMilestone MYGA 4 High Band ($100k+)2.35%
OxfordMulti-Select 42.35%
AIGAmerican Pathway (High Band)2.2%

5-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Sentinel Security Life Insurance CompanyPersonal Choice Annuity 53.15%
Atlantic Coast LifeSafe Haven 53.15% (Effective Yield)
SagicorMilestone MYGA 5 High Band ($100k+)3%
Nassau ReMYAnnuity 5X3%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.95%
Nassau ReMYAnnuity 5X with added liquidity2.80%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings2.70%
Guaranty Income Life Insurance CompanyGuaranty Rate Lock 5 (High Band)2.70%
Liberty BankersBankers Elite 52.65%
SagicorMilestone MYGA 5 (Mid Band)2.6%
Oceanview Life and AnnuityHarbourview 52.60%
Guaranty Income Life Insurance CompanyGuaranty Rate Lock 5 (Mid Band)2.60%

6-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Atlantic Coast LifeSafe Haven 63.17% (Effective Yield)
Atlantic Coast LifeSafe Haven 6 (Ages 86-90)2.92% (Effective Yield)
Oceanview Life and Annuity Harbourview 62.90%
Oxford Life Insurance CompanyMulti-Select 62.85%
SagicorMilestone MYGA 6 High Band2.75%
Guaranty Income Life and Annuity CompanyGuaranty Rate Lock 6 High Band2.45%
American National Insurance CompanyPalladium MYG Annuity 6 High Band2.45%

7-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Nassau ReMYAnnuity 7X3.10%
Oceanview Life and AnnuityHarbourview 72.95%
Nassau ReMYAnnuity 7X with additional liquidity2.90%
Sagicor Life Insurance CompanyMilestone MYGA 7
High Band
2.85%
Liberty Bankers LifeBankers Elite 72.80%

*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.  Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC.  Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments.  Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CG Financial Group and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CG Financial Group.  Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company.  Product filing form numbers are:  GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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