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Guaranteed Annuity Rates

Top Guaranteed Annuity Rates

2-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and AnnuityHarbourview 2 High-Band ($80,000 +)2.85%
Oceanview Life and AnnuityHarbourview 2 Low-Band ($20,000 - $80,000)2.70%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings Elite2.15%
SILAC Insurance Company (Formerly Equitable Life and Casualty)Secure Savings 1.75%

3-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Sagicor Life Insurance CompanyMilestone MYGA 3 High Band (100k+)3.50%
Oceanview Life and Annuity Harbourview 3 High Band ($80,000+)3.35%
Fidelity & GuarantyFG Guarantee-Platinum 33.35%
Sagicor Life Insurance CompanyMilestone MYGA 3 Mid Band (50k - 100k)3.25%
Pacific Guardian LifeDiamonhead MYGA 3-Year3.20%
(10% Penalty Free Withdrawals Starting Year-1!!)
Oceanview Life and Annuity Harbourview 3 (Low-Band $20,000 - $80,000)3.20%
Guggenheim Life and AnnuityPreserve MYGA 3 ($250K+) 3.10%
Guggenheim Life and AnnuityPreserve MYGA 3 (Less Than $250K) 3%
Liberty Bankers LifeBankers Elite 32.95%

4-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Sagicor Life Insurance CompanyMilestone MYGA 4 High Band ($100k+)3.70%
Oceanview Life and AnnuityHarbourview 4 High Band ($80,000+)3.55%
Sagicor Life Insurance CompanyMilestone MYGA 4 Mid Band ($50K - $100k)3.45%
Pacific Guardian LifeDiamondhead MYGA 4-Year3.35%
(10% Penalty Free Withdrawals Starting Year-1!!)
Oceanview Life and AnnuityHarbourview 4 (Low-Band $20,000 - $80,000)3.35%
OxfordMulti-Select 43.30%
Guggenheim Life and AnnuityPreserve MYGA 4 ($250K+)3.15%
AIGAmerican Pathway (High Band $100,000+)3.10%
Guggenheim Life and AnnuityPreserve MYGA 4 (Less Than $250K)3.05%

5-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
SagicorMilestone MYGA 5 High Band ($100k+)3.85%
Fidelity & Guaranty LifeFG Guarantee-Platinum 53.70%
Oceanview Life and AnnuityHarbourview 5 High-Band ($80,000+)3.65%
SagicorMilestone MYGA 5 Mid Band ($50k - $100k)3.60%
Pacific Guardian LifeDiamondhead MYGA 5-Year3.60%
(10% Penalty Free Withdrawals Starting Year-1!!)
AmericoPlatinum Assure 53.60%
RELIANCE STANDARD LIFE
Reliance Guarantee - 53.50%
(10% Penalty Free Withdrawals Starting Year-1!!)
Nassau ReMYAnnuity 5X3.50%
Oceanview Life and AnnuityHarbourview 5 (Low-Band $20,000 - $80,000)3.45%
Liberty BankersBankers Elite 53.45%
AIGAmerican Pathway (High Band $100,000+) 3.35%
Nassau ReMYAnnuity 5X with added liquidity3.30%
Guggenheim Life and AnnuityPreserve MYGA 5 ($250K+)3.20%

6-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Oceanview Life and Annuity Harbourview 6 High-Band ($80,000+)4.30%
Oceanview Life and Annuity Harbourview 6 Low-Band ($20,000 - $80,000)4.30%
SagicorMilestone MYGA 6 High Band ($100K+)3.85%
SagicorMilestone MYGA 6 Mid Band ($50K - $100K)3.65%
Oxford Life Insurance CompanyMulti-Select 63.65%
Pacific Guardian LifeDiamondhead MYGA 6-Year3.60%
(10% Penalty Free Withdrawals Starting Year-1!!)
AIGAmerican Pathway (High Band $100,000+) 3.35%
Guggenheim Life and AnnuityPreserve MYGA 6 ($250K+)3.25%
Guggenheim Life and AnnuityPreserve MYGA 6 (Less Than $250K)3.15%

7-Year-Guaranteed-Annuities

Insurance CompanyProduct NameGuaranteed Rate
Sagicor Life Insurance CompanyMilestone MYGA 7
High Band ($100K+)
3.85%
Oceanview Life and AnnuityHarbourview 7 High-Band ($80,000+)3.80%
Fidelity & Guaranty LifeFG Guarantee-Platinum 73.75%
Sagicor Life Insurance CompanyMilestone MYGA 7 Mid Band ($50k - $100K)3.70%
Pacific Guardian LifeDiamondhead MYGA 7-Year3.65%
(10% Penalty Free Withdrawals Starting Year-1!!)
Oceanview Life and AnnuityHarbourview 7 (Low-Band $20,000 - $80,000)3.60%
Nassau ReMYAnnuity 7X3.60%
Reliance StandardReliance Guarantee 7 3.50%
Liberty Bankers LifeBankers Elite 73.45%
AIGAmerican Pathway (High Band $100,000+) 3.35%
Guggenheim Life and AnnuityPreserve MYGA 7 ($250K+)3.30%
Guggenheim Life and AnnuityPreserve MYGA 7 (Less Than $250K)3.20%

*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information.  Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC.  Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments.  Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CG Financial Group and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CG Financial Group.  Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company.  Product filing form numbers are:  GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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