The consolidated Appropriations Act was a roughly 5,500 bill that was signed into law in late December 2020. The...
Life Insurance Blogposts
The Low Interest Rate’s Impact On Caps
As you may have read in my other article on this topic that can be found here, I mentioned that the average general...
My $86 Haircut, Minivans, IUL and GUL
For my friends out there who have seen my head and how it can cast a blinding reflection if the sun is at the right...
“Why do I have to take a loan from myself?? That is my money!!!”
If you have sold cash value life insurance for any period of time, you have been asked by the client, “Why do I have...
IUL Illustrations Should Be About Education, Not Fluffery
Illustration Rocket Science As I sit here, I am looking at an indexed universal life (IUL) insurance illustration that...
Why “Overfund” A Life Insurance Policy?
As my company trains scores and scores of financial professionals every month on permanent life insurance, we...
The Difference Between Universal Life and Indexed Universal Life
The major difference between current assumption universal life insurance and IUL is what the carrier does with the...
Don’t Assume Your Prospects Understand Life Insurance
Last year I decided to buy my two sons (8 and 11 years old) and myself motocross dirt bikes. My intention was to find...
Selling Life Insurance As “Investments”: Stay Out of Jail!
This message is prompted by hearing about yet another agent that got herself in trouble by selling cash value life...
Good News! Changes To Section 7702
If you get shivers down your spine in excitement like I do when you think of things like CVAT, GPT, Modified Endowment...
The Absent Insurance Agent I Needed 40 Years Ago
The below is actually from one of my most popular columns that I wrote for Broker World Magazine that I want to share...
The Problem With Bonds
Conventional Thinking and the 50/50 Portfolio For the longest time it was conventional thinking that a “balanced”...
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Address and Phone
CG Financial Group, LLC
7629 Silverstone Ct.
Johnston, IA 50131
515-986-3065