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Guaranteed Annuity Rates

Top Guaranteed Annuity Rates

2-Year Guaranteed Annuities

Insurance Company	Product Name	Guaranteed Rate	Free Withdrawals	Death Benefit
GBU Life	Assetguard Select 2 High Band (Greater than $100K)	4.95%	Year 1: 10% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 2 High Band (Greater than $70K)	4.75%	Year 1: 0% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 2 Low Band (Less than $100K)	4.75%	Year 1: 10% Years 2+: 10%	Full Contract Value
Americo	Platinum Assure 2	4.65%	Year 1: 3% Years 2+: 3%	Full Contract Value
Oceanview Life and Annuity	Harbourview 2 Low Band (Less than $70K)	4.40%	Year 1: 0% Years 2+: 10%	Full Contract Value

3-Year Guaranteed Annuities

Insurance Company	Product Name	Guaranteed Rate	Free Withdrawals	Death Benefit
Clear Spring Life	Preserve MYGA 3 (More Than $250K)	5.10%	Year 1: 0% Years 2+: 10%	Full Contract Value
Sagicor	Milestone Max MYGA 3 High Band (More than $75K)	5.00%	Year 1: 0% Years 2+: 10%	Full contract Value
Equitrust	Certainty Select 3	5.00%	Year 1: Interest Years 2+: Interest	Full Contract Value
Fidelity & Guaranty	FG Guarantee-Platinum 3	5.00%	Year 1: Interest Years 2+: Interest	Full Contract Value
Pacific Guardian	Diamond Head MYGA 3	5.00%	Year 1: 10% Years 2+: 10%	Full Contract Value
Americo	Platinum Assure 3	4.95%	Year 1: 3% Years 2+: 3%	Full Contract Value
GBU Life	Assetguard Select 3 High Band (Greater than $100k)	4.95%	Year 1: 10% Years 2+: 10%	Full Contract Value
Athene	Max Rate 3 High Band (More than $100K)	4.85%	Year 1: Interest Years 2+: Interest	Full Contract Value
American National	Palladium MYG 3 High Band (More than $250k)	4.85%	Year 1: 10% Years 2+: 10%	Full Contract Value
Clear Spring Life	Preserve MYGA 3 (Less Than $250K)	4.80%	Year 1: 0% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 3 High Band (More than $70k)	4.75%	Year 1: 0% Years 2+: 10%	Full Contract Value
Sagicor	Milestone Max MYGA 3 Low Band ($25K - $75K)	4.75%	Year 1: 0% Years 2+: 10%	Full contract Value
Global Atlantic	SecureFore 3 High Band (More than $100K)	4.75%	Year 1: 10% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 3 Low Band (Less than $100k)	4.75%	Year 1: 10% Years 2+: 10%	Full Contract Value
American National	Palladium MYG 3 Mid Band ($100,00 - $250,000)	4.70%	Year 1: 10% Years 2+: 10%	Full Contract Value
Athene	Max Rate 3 Low Band (Less than $100K)	4.60%	Year 1: Interest Years 2+: Interest	Full Contract Value
American National	Palladium MYG 3 Low Band (Less than $100,00)	4.60%	Year 1: 10% Years 2+: 10%	Full Contract Value
Global Atlantic	SecureFore 3 Low Band (Less than $100K)	4.50%	Year 1: 10% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 3 Low Band (Less than $70k)	4.40%	Year 1: 0% Years 2+: 10%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 3 MVA Mid Band ($100k - $250k)	3.70%	Year 1: 0% Years 2+: 5%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 3 MVA High Band (More Than $250k)	3.70%	Year 1: 0% Years 2+: 5%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 3 MVA Low Band (Less Than $100k)	3.60%	Year 1: 0% Years 2+: 5%	Full Contract Value

4-Year Guaranteed Annuities

Insurance Company	Product Name	Guaranteed Rate	Free Withdrawals	Death Benefit
Americo	Platinum Assure 4	5.30%	Year 1: 5% Years 2+: 5%	Full Contract Value
Clear Spring Life	Preserve MYGA 4 ($250K+)	5.25%	Year 1: 0% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 4 (High Band $70,000+)	5.05%	Year 1: 0% Years 2+: 10%	Full Contract Value
Sagicor Life Insurance Company	Milestone Max MYGA 4 High Band ($75k+)	5.00%	Year 1: 0% Years 2+: 10%	Full Contract Value
Pacific Guardian	Diamond Head MYGA 4	5.00%	Year 1: 10% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 4 High Band (Greater than $100k)	4.95%	Year 1: 10% Years 2+: 10%	Full Contract Value
Clear Spring Life	Preserve MYGA 4 Low Band (Less Than $250K)	4.95%	Year 1: 0% Years 2+: 10%	Full Contract Value
Sagicor Life Insurance Company	Milestone MYGA 4 Low Band ($25K - $75k)	4.75%	Year 1: 0% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 4 Low Band (Less than $100k)	4.75%	Year 1: 10% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 4 (Low-Band $20,000 - $70,000)	4.70%	Year 1: 0% Years 2+: 10%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 4 MVA Mid Band ($100k - $250k)	3.90%	Year 1: 0% Years 2+: 5%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 4 MVA High Band (Greater Than $250k)	3.90%	Year 1: 0% Years 2+: 5%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 4 MVA Low Band (Less Than $100k)	3.80%	Year 1: 0% Years 2+: 5%	Full Contract Value

5-Year Guaranteed Annuities

Insurance Company	Product Name	Guaranteed Rate	Free Withdrawals	Death Benefit
Fidelity & Guaranty Life	FG Guarantee-Platinum 5	5.55%	Year 1: Interest Years 2+: Interest	Full Contract Value
Nassau Re	MYAnnuity 5X	5.50%	Year 1: 0% Years 2+: 0%	Full Contract Value
Americo	Platinum Assure 5	5.45%	Year 1: 5% Years 2+: 5%	Full Contract Value
Clear Spring Life	Preserve MYGA 5 High Band ($250K+)	5.45%	Year 1: 0% Years 2+: 10%	Full Contract Value
Sagicor	Milestone Max MYGA 5 High Band (More than $75k)	5.30%	Year 1: 0% Years 2+: 10%	Full Contract Value
Nassau Re	MYAnnuity 5X (With 10% WDs)	5.30%	Year 1: 10% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 5 High-Band ($70,000+)	5.30%	Year 1: 0% Years 2+: 10%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 5 MVA Mid Band ($100k - $250k)	5.30%	Year 1: 0% Years 2+: 5%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 5 MVA High Band (More Than $250k)	5.30%	Year 1: 0% Years 2+: 5%	Full Contract Value
Equitrust	Certainty Select 5	5.25%	Year 1: Interest Only Years 2+: Interest Only	Full Contract Value
Global Atlantic	SecureFore High Band (Greater than $100k)	5.20%	Year 1: 10% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 5 High Band (Greater than $100k)	5.20%	Year 1: 10% Years 2+: 10%	Full Contract Value
Pacific Guardian	Diamond Head MYGA 5	5.20%	Year 1: 10% Years 2+: 10%	Full Contract Value
Guaranty Income Life	Guaranty Rate Lock 5 MVA Low Band (Less Than $100k)	5.20%	Year 1: 0% Years 2+: 5%	Full Contract Value
American National	Palladium MYG 5 High Band ($250,000 +)	5.15%	Year 1: 10% Years 2+: 10%	Full Contract Value
Clear Spring Life	Preserve MYGA 5 Low Band (Less than $250k)	5.15%	Year 1: 0% Years 2+: 10%	Full Contract Value
Athene	Max Rate 5 High Band (More than $100,000)	5.10%	Year 1: Interest Years 2+: Interest	Full Contract Value
Sagicor	Milestone Max MYGA 5 Low Band ($25k - $75k)	5.05%	Year 1: 0% Years 2+: 10%	Full Contract Value
Global Atlantic	SecureFore Low Band (Less than $100k)	5.00%	Year 1: 10% Years 2+: 10%	Full Contract Value
American National	Palladium MYG 5 Mid Band ($100k - $250k)	5.00%	Year 1: 10% Years 2+: 10%	Full Contract Value
GBU Life	Assetguard Select 5 Low Band (Less than $100k)	5.00%	Year 1: 10% Years 2+: 10%	Full Contract Value
Oceanview Life and Annuity	Harbourview 5 Low-Band (Less than $70,000)	4.95%	Year 1: 0% Years 2+: 10%	Full Contract Value
American National	Palladium MYG 5 Low Band (Less Than $100k)	4.90%	Year 1: 10% Years 2+: 10%	Full Contract Value
Athene	Max Rate 5 Low Band (Less than $100k)	4.85%	Year 1: Interest Years 2+: Interest	Full Contract Value
American Equity	GuaranteeShield 5 High Band (More than $250K)	3.85%	Year 1: 0% Years 2+: 10%	Full Contract Value
American Equity	GuaranteeShield 5 Mid Band ($100k - $250K)	3.85%	Year 1: 0% Years 2+: 10%	Full Contract Value
American Equity	GuaranteeShield 5 Low Band (Less than $100k)	3.60%	Year 1: 0% Years 2+: 10%	Full Contract Value

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*Features and benefits may vary by product and state. Please review the contract or product disclosure for more information. Guarantees are based on the financial strength and claims paying ability of the insurance companies and are not guaranteed by any bank or insured by the FDIC. Annuities are different than Certificates of Deposit and may contain surrender charges and Market Value Adjustments. Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period. CG Financial Group and the insurance companies listed above do not offer legal or tax advice. Please consult a qualified professional.

Rates can change with very little notice so please verify the above rates with CG Financial Group. Annuities are not FDIC Insured and are subject to the claims paying ability of the issuing insurance company. Product filing form numbers are: GuaranteeShield (ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5), Multi-Select (ICC20-MYGA20), Secure Savings and Secure Savings Elite (ICC17 MYGA), Harbourview (ICC19 OLA SPDA), Bankers Elite 3 (ICC17-Bankers 3-0704), Bankers Elite 5 (ICC17-Bankers 5-0704), Milestone MYGA Series (ICC173008 & ICC176068), Guaranty Rate Lock Series (ICC18-GI-FR-MYGA01 (01/18) Guarantee Platinum Series (ICC14-1095(06-14)), MYAnnuity 5X/7X (ICC18IFDAP, ICC18IFDANP)

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